A Transfer to Credit Card moves available credit from your MBNA credit card to pay down a balance from other existing credit cards.
This can be a useful way to consolidate payments across multiple cards. It also has the potential to save you money, by moving high-interest credit card debt to an MBNA credit card with a lower interest rate.
You can request an amount up to the available credit of your MBNA credit card.
You can request a Transfer to Credit Card at any time. Requesting a transfer now is a way to get started sooner and speed up the process.
Protect your credit score by managing your monthly payments and ensuring that you’re capable of paying off the balance over time. Promotional Balance Transfer interest rate offers remain subject to: your MBNA credit card account being in good standing during the promotional period, and your financial status not having changed since the date we initially determined that your account was eligible for a promotional interest rate. The promotional interest rate will increase at the end of the promotional period or if you are late making any Minimum Payment (or Required Payment if you have MBNA Payment Plans), and any remaining balances will become subject to the applicable standard interest rate for Balance Transfers.
Limits and Fees
Balance Transfers are subject to available credit and applicable fees (if any), and the applicable balance transfer interest rate and terms that are set out on the Terms and Conditions of your credit card application.